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Installment Plan

by | Jan 15, 2026 | Uncategorized

An installment plan is a type of repayment option that allows borrowers to pay off their loan in fixed, periodic payments. This is common in online lending apps offering personal loans.

Credit Utilization

by | Jan 13, 2026 | Uncategorized

Credit utilization refers to the percentage of available credit a borrower is using. A high credit utilization ratio can negatively impact the borrower’s credit score and ability to secure loans.

Emergency Loan

by | Jan 6, 2026 | Uncategorized

An emergency loan is a type of short-term loan designed to cover unexpected expenses, such as medical bills or car repairs. Many online lending apps offer emergency loans with quick approval processes.